Philip Tirone

Recognized as a thought leader in the credit industry, Philip Tirone speaks nationwide on the problems with the credit scoring systems and how they erroneously burdens America. In fact, Philip Tirone notes that a full 80 percent of Americans have an error on their credit reports, 25 percent of which are so bad that they would cause the consumer to lose a loan or job opportunity!

Philip Tirone created 7 Steps to a 720® Credit Score to help consumers solve this and other credit problems by teaching them how to build credit and exposing the rules of the credit game. By learning about their "credit card score;" discovering how to rebound from a financial catastrophe by learning about foreclosure, collection, and bankruptcy facts; and identifying errors on their credit report, consumers can save hundreds—and sometimes thousands—of dollars in interest payments each and every month.

After closing $500 million in residential home financing, Philip Tirone became attentive to the thousands of dollars in extra interest payments being wasted by Americans because of their credit scores. His mission is clear: Educate Americans on how to increase their monthly disposable income without changing their lifestyle, simply by understanding the credit-scoring process.

Realizing the strain this lacks of credit transparency has on the American financial system, Philip Tirone has made a personal commitment to show consumers how to navigate our credit system until our credit laws are changed and are fair to consumers.

7 Steps to a 720® Credit Score dispels the misconceptions around our credit-scoring system and guides consumers who are struggling with bankruptcy, foreclosure, short sale, divorce, and many other experiences that impact a person's credit score. As well, Philip Tirone's teleseminar, "The Credit Advantage," helps people increase their score to 720 and save thousands on excess interest payments.

Philip Tirone and his programs have been featured in books, magazines, and nationwide newspapers. He has also been a frequent guest lecturer at UCLA Anderson School of Business and Management.

Philip currently resides in the Los Angeles area with his wife and three children.

Philip Tirone's program provides you with all of the information and tools necessary to improve your own credit, including forms, templates, letters, and worksheets that will help you raise your credit score to 720 and put hundreds of dollars back into your pocket each month.